Call reports 2001
NEFFS NATIONAL BANK, THE — 2001
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 143,987,000 | 149,976,000 | 149,059,000 | 156,171,000 |
| Total loans | 70,308,000 | 72,322,000 | 73,647,000 | 72,616,000 |
| Allowance for loan losses | 439,000 | 421,000 | 415,000 | 445,000 |
| Securities available for sale | 2,440,000 | 2,146,000 | 3,138,000 | 4,909,000 |
| Securities held to maturity | 64,648,000 | 66,087,000 | 63,427,000 | 70,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,145,000 | 119,622,000 | 118,114,000 | 124,963,000 |
| Interest-bearing deposits | 102,838,000 | 107,897,000 | 106,964,000 | 113,370,000 |
| Noninterest-bearing deposits | 11,307,000 | 11,725,000 | 11,150,000 | 11,593,000 |
| Equity capital | 28,925,000 | 29,330,000 | 29,949,000 | 30,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,490,000 | 5,038,000 | 7,578,000 | 10,076,000 |
| Interest expense | 1,268,000 | 2,546,000 | 3,836,000 | 5,098,000 |
| Net interest income | 1,222,000 | 2,492,000 | 3,742,000 | 4,978,000 |
| Noninterest income | 63,000 | 129,000 | 191,000 | 262,000 |
| Noninterest expense | 452,000 | 907,000 | 1,383,000 | 1,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 834,000 | 1,717,000 | 2,555,000 | 3,329,000 |
| Income tax | 191,000 | 396,000 | 586,000 | 739,000 |
| Net income | 643,000 | 1,321,000 | 1,969,000 | 2,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,897,000 | 29,313,000 | 29,930,000 | 30,325,000 |
| Total capital | 29,336,000 | 29,734,000 | 30,345,000 | 30,770,000 |
| Risk-weighted assets | 80,294,000 | 82,164,000 | 82,498,000 | 82,427,000 |