Call reports 2013
MAYFLOWER CO-OPERATIVE BANK — 2013
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 261,387,000 | 248,936,000 | 244,108,000 |
| Total loans | 140,551,000 | 135,629,000 | 130,665,000 |
| Allowance for loan losses | 1,208,000 | 1,211,000 | 1,212,000 |
| Securities available for sale | 48,248,000 | 41,910,000 | 39,784,000 |
| Securities held to maturity | 45,952,000 | 41,739,000 | 39,412,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 236,697,000 | 225,038,000 | 220,074,000 |
| Interest-bearing deposits | 213,864,000 | 202,770,000 | 197,338,000 |
| Noninterest-bearing deposits | 22,833,000 | 22,268,000 | 22,736,000 |
| Equity capital | 22,578,000 | 21,941,000 | 21,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 2,158,000 | 4,315,000 | 6,301,000 |
| Interest expense | 227,000 | 438,000 | 634,000 |
| Net interest income | 1,931,000 | 3,877,000 | 5,667,000 |
| Noninterest income | 435,000 | 855,000 | 1,128,000 |
| Noninterest expense | 1,995,000 | 4,190,000 | 6,314,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 458,000 | 630,000 | 569,000 |
| Income tax | 160,000 | 238,000 | 198,000 |
| Net income | 298,000 | 392,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 21,968,000 | 21,944,000 | 21,889,000 |
| Total capital | 23,291,000 | 23,265,000 | 23,211,000 |
| Risk-weighted assets | 131,651,000 | 126,227,000 | 122,174,000 |