Call reports 2012
MAYFLOWER CO-OPERATIVE BANK — 2012
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 251,584,000 | 252,005,000 | 251,418,000 | 255,223,000 |
| Total loans | 135,571,000 | 135,149,000 | 134,838,000 | 143,336,000 |
| Allowance for loan losses | 1,217,000 | 1,229,000 | 1,194,000 | 1,206,000 |
| Securities available for sale | 44,295,000 | 45,073,000 | 42,341,000 | 41,577,000 |
| Securities held to maturity | 43,969,000 | 44,468,000 | 43,659,000 | 42,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,525,000 | 228,052,000 | 227,058,000 | 230,493,000 |
| Interest-bearing deposits | 207,338,000 | 208,763,000 | 207,033,000 | 211,455,000 |
| Noninterest-bearing deposits | 20,187,000 | 19,289,000 | 20,025,000 | 19,038,000 |
| Equity capital | 21,822,000 | 22,070,000 | 22,399,000 | 22,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,807,000 | 7,125,000 | 9,397,000 |
| Interest expense | 307,000 | 594,000 | 862,000 | 1,109,000 |
| Net interest income | 2,110,000 | 4,213,000 | 6,263,000 | 8,288,000 |
| Noninterest income | 383,000 | 845,000 | 1,359,000 | 1,866,000 |
| Noninterest expense | 1,977,000 | 4,005,000 | 6,039,000 | 8,051,000 |
| Provision for loan losses | 79,000 | 89,000 | 109,000 | 119,000 |
| Pretax income | 512,000 | 1,088,000 | 1,668,000 | 2,315,000 |
| Income tax | 177,000 | 362,000 | 567,000 | 806,000 |
| Net income | 335,000 | 726,000 | 1,101,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,978,000 | 21,194,000 | 21,445,000 | 21,793,000 |
| Total capital | 22,323,000 | 22,535,000 | 22,766,000 | 23,109,000 |
| Risk-weighted assets | 131,492,000 | 130,659,000 | 128,263,000 | 131,440,000 |