Call reports 2011
MAYFLOWER CO-OPERATIVE BANK — 2011
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 244,088,000 | 246,961,000 | 247,642,000 | 247,979,000 |
| Total loans | 126,649,000 | 123,551,000 | 122,253,000 | 124,757,000 |
| Allowance for loan losses | 1,292,000 | 1,171,000 | 1,188,000 | 1,168,000 |
| Securities available for sale | 45,872,000 | 46,573,000 | 47,276,000 | 46,054,000 |
| Securities held to maturity | 43,578,000 | 47,442,000 | 44,051,000 | 47,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,820,000 | 222,181,000 | 222,721,000 | 222,910,000 |
| Interest-bearing deposits | 199,254,000 | 201,327,000 | 203,504,000 | 202,786,000 |
| Noninterest-bearing deposits | 19,566,000 | 20,854,000 | 19,217,000 | 20,124,000 |
| Equity capital | 20,784,000 | 21,323,000 | 21,480,000 | 21,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 5,105,000 | 7,603,000 | 10,051,000 |
| Interest expense | 430,000 | 847,000 | 1,224,000 | 1,567,000 |
| Net interest income | 2,136,000 | 4,258,000 | 6,379,000 | 8,484,000 |
| Noninterest income | 315,000 | 709,000 | 1,056,000 | 1,432,000 |
| Noninterest expense | 2,061,000 | 4,062,000 | 6,092,000 | 8,120,000 |
| Provision for loan losses | 20,000 | 75,000 | 172,000 | 214,000 |
| Pretax income | 457,000 | 997,000 | 1,391,000 | 1,948,000 |
| Income tax | 155,000 | 346,000 | 461,000 | 656,000 |
| Net income | 302,000 | 651,000 | 930,000 | 1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,253,000 | 20,442,000 | 20,484,000 | 20,666,000 |
| Total capital | 21,657,000 | 21,789,000 | 21,782,000 | 21,944,000 |
| Risk-weighted assets | 129,947,000 | 128,414,000 | 126,853,000 | 126,977,000 |