Call reports 2010
MAYFLOWER CO-OPERATIVE BANK — 2010
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 245,643,000 | 249,246,000 | 246,291,000 | 242,217,000 |
| Total loans | 122,065,000 | 124,777,000 | 124,608,000 | 128,286,000 |
| Allowance for loan losses | 1,054,000 | 1,176,000 | 1,237,000 | 1,271,000 |
| Securities available for sale | 48,751,000 | 46,296,000 | 46,266,000 | 42,875,000 |
| Securities held to maturity | 44,719,000 | 46,338,000 | 42,630,000 | 44,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,741,000 | 221,083,000 | 218,824,000 | 216,027,000 |
| Interest-bearing deposits | 200,661,000 | 202,000,000 | 198,613,000 | 197,741,000 |
| Noninterest-bearing deposits | 16,080,000 | 19,083,000 | 20,211,000 | 18,286,000 |
| Equity capital | 20,366,000 | 20,668,000 | 20,889,000 | 20,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,664,000 | 5,444,000 | 8,131,000 | 10,748,000 |
| Interest expense | 597,000 | 1,145,000 | 1,661,000 | 2,134,000 |
| Net interest income | 2,067,000 | 4,299,000 | 6,470,000 | 8,614,000 |
| Noninterest income | 361,000 | 791,000 | 1,254,000 | 1,607,000 |
| Noninterest expense | 1,984,000 | 4,033,000 | 6,057,000 | 8,090,000 |
| Provision for loan losses | 75,000 | 215,000 | 275,000 | 351,000 |
| Pretax income | 440,000 | 983,000 | 1,546,000 | 2,034,000 |
| Income tax | 90,000 | 380,000 | 587,000 | 755,000 |
| Net income | 350,000 | 603,000 | 959,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,514,000 | 19,571,000 | 19,904,000 | 20,095,000 |
| Total capital | 20,678,000 | 20,857,000 | 21,251,000 | 21,476,000 |
| Risk-weighted assets | 129,494,000 | 132,494,000 | 129,649,000 | 130,216,000 |