Call reports 2009
MAYFLOWER CO-OPERATIVE BANK — 2009
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 249,660,000 | 246,531,000 | 246,954,000 | 243,956,000 |
| Total loans | 128,664,000 | 127,844,000 | 122,223,000 | 123,305,000 |
| Allowance for loan losses | 1,379,000 | 1,285,000 | 1,264,000 | 1,191,000 |
| Securities available for sale | 44,894,000 | 46,182,000 | 49,888,000 | 46,744,000 |
| Securities held to maturity | 41,771,000 | 44,561,000 | 46,923,000 | 47,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,522,000 | 212,969,000 | 212,596,000 | 212,954,000 |
| Interest-bearing deposits | 198,268,000 | 197,905,000 | 195,813,000 | 198,522,000 |
| Noninterest-bearing deposits | 15,254,000 | 15,064,000 | 16,783,000 | 14,432,000 |
| Equity capital | 19,139,000 | 19,503,000 | 19,989,000 | 20,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 6,015,000 | 8,938,000 | 11,770,000 |
| Interest expense | 1,207,000 | 2,304,000 | 3,316,000 | 4,126,000 |
| Net interest income | 1,822,000 | 3,711,000 | 5,622,000 | 7,644,000 |
| Noninterest income | 544,000 | 1,039,000 | 1,441,000 | 1,829,000 |
| Noninterest expense | 1,906,000 | 3,893,000 | 5,947,000 | 7,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 461,000 | 861,000 | 1,224,000 | 1,742,000 |
| Income tax | 150,000 | 278,000 | 370,000 | 514,000 |
| Net income | 311,000 | 583,000 | 854,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,466,000 | 18,738,000 | 18,942,000 | 19,201,000 |
| Total capital | 19,955,000 | 20,133,000 | 20,316,000 | 20,502,000 |
| Risk-weighted assets | 133,362,000 | 133,983,000 | 129,187,000 | 129,683,000 |