Call reports 2006
MAYFLOWER CO-OPERATIVE BANK — 2006
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 241,846,000 | 244,016,000 | 244,759,000 | 239,876,000 |
| Total loans | 139,271,000 | 141,674,000 | 141,522,000 | 137,586,000 |
| Allowance for loan losses | 1,693,000 | 1,720,000 | 1,618,000 | 1,632,000 |
| Securities available for sale | 46,984,000 | 47,357,000 | 47,714,000 | 48,102,000 |
| Securities held to maturity | 40,062,000 | 39,315,000 | 38,210,000 | 35,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,174,000 | 198,335,000 | 199,583,000 | 196,693,000 |
| Interest-bearing deposits | 184,868,000 | 183,313,000 | 183,427,000 | 184,733,000 |
| Noninterest-bearing deposits | 14,306,000 | 15,022,000 | 16,156,000 | 11,960,000 |
| Equity capital | 18,561,000 | 18,497,000 | 19,139,000 | 19,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,215,000 | 6,559,000 | 9,948,000 | 13,363,000 |
| Interest expense | 1,228,000 | 2,641,000 | 4,188,000 | 5,791,000 |
| Net interest income | 1,987,000 | 3,918,000 | 5,760,000 | 7,572,000 |
| Noninterest income | 244,000 | 523,000 | 807,000 | 1,136,000 |
| Noninterest expense | 1,650,000 | 3,340,000 | 5,120,000 | 6,810,000 |
| Provision for loan losses | 20,000 | 50,000 | -50,000 | -20,000 |
| Pretax income | 638,000 | 1,128,000 | 1,574,000 | 1,996,000 |
| Income tax | 234,000 | 413,000 | 572,000 | 713,000 |
| Net income | 404,000 | 715,000 | 1,002,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,149,000 | 19,243,000 | 19,453,000 | 19,558,000 |
| Total capital | 20,842,000 | 20,963,000 | 21,201,000 | 21,320,000 |
| Risk-weighted assets | 144,824,000 | 147,829,000 | 147,664,000 | 143,926,000 |