Call reports 2002
MAYFLOWER CO-OPERATIVE BANK — 2002
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 174,565,000 | 182,064,000 | 188,841,000 | 189,563,000 |
| Total loans | 92,904,000 | 96,210,000 | 100,750,000 | 105,117,000 |
| Allowance for loan losses | 1,249,000 | 1,262,000 | 1,283,000 | 1,301,000 |
| Securities available for sale | 60,509,000 | 65,395,000 | 65,319,000 | 62,784,000 |
| Securities held to maturity | 2,325,000 | 3,156,000 | 3,062,000 | 2,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,571,000 | 148,490,000 | 157,745,000 | 159,931,000 |
| Interest-bearing deposits | 134,607,000 | 137,890,000 | 145,231,000 | 148,962,000 |
| Noninterest-bearing deposits | 9,964,000 | 10,600,000 | 12,514,000 | 10,969,000 |
| Equity capital | 14,066,000 | 15,035,000 | 15,338,000 | 15,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,389,000 | 8,083,000 | 10,872,000 |
| Interest expense | 1,196,000 | 2,261,000 | 3,364,000 | 4,382,000 |
| Net interest income | 1,510,000 | 3,128,000 | 4,719,000 | 6,490,000 |
| Noninterest income | 259,000 | 486,000 | 665,000 | 1,122,000 |
| Noninterest expense | 1,196,000 | 2,437,000 | 3,726,000 | 5,008,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 537,000 | 1,126,000 | 1,624,000 | 2,226,000 |
| Income tax | 186,000 | 379,000 | 545,000 | 757,000 |
| Net income | 351,000 | 747,000 | 1,079,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,663,000 | 14,916,000 | 15,163,000 | 15,321,000 |
| Total capital | 15,912,000 | 16,178,000 | 16,446,000 | 16,622,000 |
| Risk-weighted assets | 114,126,000 | 117,238,000 | 122,049,000 | 118,522,000 |