Call reports 2001
MAYFLOWER CO-OPERATIVE BANK — 2001
What MAYFLOWER CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 164,080,000 | 169,070,000 | 173,991,000 | 175,683,000 |
| Total loans | 87,960,000 | 88,352,000 | 92,339,000 | 94,851,000 |
| Allowance for loan losses | 1,185,000 | 1,202,000 | 1,216,000 | 1,234,000 |
| Securities available for sale | 52,292,000 | 57,502,000 | 56,778,000 | 61,804,000 |
| Securities held to maturity | 4,417,000 | 2,800,000 | 2,642,000 | 2,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,080,000 | 139,131,000 | 143,215,000 | 144,768,000 |
| Interest-bearing deposits | 124,916,000 | 129,197,000 | 132,994,000 | 135,428,000 |
| Noninterest-bearing deposits | 9,164,000 | 9,934,000 | 10,221,000 | 9,340,000 |
| Equity capital | 13,450,000 | 13,397,000 | 14,254,000 | 14,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,830,000 | 8,711,000 | 11,556,000 |
| Interest expense | 1,436,000 | 2,928,000 | 4,381,000 | 5,744,000 |
| Net interest income | 1,490,000 | 2,902,000 | 4,330,000 | 5,812,000 |
| Noninterest income | 156,000 | 370,000 | 538,000 | 766,000 |
| Noninterest expense | 1,092,000 | 2,194,000 | 3,327,000 | 4,426,000 |
| Provision for loan losses | 9,000 | 22,000 | 37,000 | 52,000 |
| Pretax income | 560,000 | 891,000 | 1,361,000 | 1,979,000 |
| Income tax | 198,000 | 312,000 | 429,000 | 646,000 |
| Net income | 362,000 | 579,000 | 932,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,605,000 | 13,643,000 | 14,216,000 | 14,412,000 |
| Total capital | 14,790,000 | 14,845,000 | 15,432,000 | 15,646,000 |
| Risk-weighted assets | 111,600,000 | 112,319,000 | 115,219,000 | 117,931,000 |