Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 24,144,000 | 23,489,000 |
| Total loans | 21,360,000 | 20,701,000 |
| Allowance for loan losses | 205,000 | 208,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 250,000 | 250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 17,959,000 | 17,415,000 |
| Interest-bearing deposits | 11,997,000 | 11,223,000 |
| Noninterest-bearing deposits | 5,962,000 | 6,192,000 |
| Equity capital | 4,814,000 | 4,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 421,000 | 833,000 |
| Interest expense | 104,000 | 203,000 |
| Net interest income | 317,000 | 630,000 |
| Noninterest income | 34,000 | 67,000 |
| Noninterest expense | 166,000 | 344,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 185,000 | 353,000 |
| Income tax | 4,000 | 11,000 |
| Net income | 181,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,814,000 | 4,745,000 |