Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 19,382,000 | 18,848,000 | 19,806,000 | 20,329,000 |
| Total loans | 16,478,000 | 16,279,000 | 16,443,000 | 18,082,000 |
| Allowance for loan losses | 148,000 | 159,000 | 167,000 | 171,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 473,000 | 457,000 | 444,000 | 432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,449,000 | 13,236,000 | 14,173,000 | 14,841,000 |
| Interest-bearing deposits | 8,437,000 | 8,665,000 | 8,734,000 | 8,654,000 |
| Noninterest-bearing deposits | 5,012,000 | 4,571,000 | 5,439,000 | 6,187,000 |
| Equity capital | 4,793,000 | 4,715,000 | 4,683,000 | 4,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 717,000 | 1,084,000 | 1,467,000 |
| Interest expense | 52,000 | 126,000 | 200,000 | 272,000 |
| Net interest income | 295,000 | 591,000 | 884,000 | 1,195,000 |
| Noninterest income | 32,000 | 81,000 | 118,000 | 147,000 |
| Noninterest expense | 156,000 | 316,000 | 470,000 | 635,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 171,000 | 340,000 | 516,000 | 691,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 26,000 |
| Net income | 165,000 | 326,000 | 495,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,793,000 | 4,715,000 | 4,683,000 | 4,633,000 |