Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 17,859,000 | 17,106,000 | 17,121,000 | 18,117,000 |
| Total loans | 15,362,000 | 14,323,000 | 14,717,000 | 15,966,000 |
| Allowance for loan losses | 151,000 | 151,000 | 145,000 | 146,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 753,000 | 632,000 | 511,000 | 492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,008,000 | 12,283,000 | 12,293,000 | 12,376,000 |
| Interest-bearing deposits | 7,172,000 | 7,264,000 | 7,868,000 | 7,100,000 |
| Noninterest-bearing deposits | 5,836,000 | 5,019,000 | 4,425,000 | 5,276,000 |
| Equity capital | 4,742,000 | 4,729,000 | 4,680,000 | 4,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 562,000 | 870,000 | 1,184,000 |
| Interest expense | 16,000 | 35,000 | 65,000 | 98,000 |
| Net interest income | 251,000 | 527,000 | 805,000 | 1,086,000 |
| Noninterest income | 25,000 | 62,000 | 103,000 | 138,000 |
| Noninterest expense | 148,000 | 299,000 | 450,000 | 595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 290,000 | 458,000 | 629,000 |
| Income tax | 7,000 | 11,000 | 18,000 | 26,000 |
| Net income | 121,000 | 279,000 | 440,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,742,000 | 4,729,000 | 4,680,000 | 4,628,000 |