Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 18,154,000 | 18,673,000 | 17,707,000 | 17,062,000 |
| Total loans | 15,136,000 | 13,491,000 | 14,695,000 | 14,031,000 |
| Allowance for loan losses | 156,000 | 151,000 | 152,000 | 150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 957,000 | 924,000 | 800,000 | 775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,620,000 | 13,908,000 | 12,955,000 | 12,384,000 |
| Interest-bearing deposits | 6,523,000 | 7,772,000 | 7,272,000 | 7,332,000 |
| Noninterest-bearing deposits | 5,097,000 | 6,136,000 | 5,683,000 | 5,052,000 |
| Equity capital | 4,743,000 | 4,675,000 | 4,621,000 | 4,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 492,000 | 729,000 | 970,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 45,000 |
| Net interest income | 238,000 | 470,000 | 696,000 | 925,000 |
| Noninterest income | 42,000 | 77,000 | 117,000 | 151,000 |
| Noninterest expense | 147,000 | 300,000 | 439,000 | 597,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 133,000 | 247,000 | 374,000 | 474,000 |
| Income tax | 2,000 | 9,000 | 15,000 | 15,000 |
| Net income | 131,000 | 238,000 | 359,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,743,000 | 4,675,000 | 4,621,000 | 4,621,000 |