Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 18,051,000 | 17,211,000 | 18,288,000 | 17,103,000 |
| Total loans | 14,299,000 | 12,918,000 | 14,632,000 | 14,877,000 |
| Allowance for loan losses | 154,000 | 156,000 | 154,000 | 155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,091,000 | 1,051,000 | 1,017,000 | 987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,616,000 | 12,428,000 | 13,502,000 | 11,957,000 |
| Interest-bearing deposits | 7,081,000 | 7,124,000 | 6,747,000 | 6,365,000 |
| Noninterest-bearing deposits | 5,535,000 | 5,304,000 | 6,755,000 | 5,592,000 |
| Equity capital | 4,724,000 | 4,703,000 | 4,679,000 | 4,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 493,000 | 748,000 | 990,000 |
| Interest expense | 12,000 | 22,000 | 32,000 | 41,000 |
| Net interest income | 234,000 | 471,000 | 716,000 | 949,000 |
| Noninterest income | 30,000 | 67,000 | 107,000 | 146,000 |
| Noninterest expense | 143,000 | 280,000 | 434,000 | 593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 258,000 | 389,000 | 502,000 |
| Income tax | 7,000 | 15,000 | 20,000 | 25,000 |
| Net income | 114,000 | 243,000 | 369,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,703,000 | 4,679,000 | 4,612,000 |