Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,301,000 | 17,576,000 | 17,816,000 | 17,638,000 |
| Total loans | 14,744,000 | 13,396,000 | 13,589,000 | 14,468,000 |
| Allowance for loan losses | 180,000 | 147,000 | 148,000 | 150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 828,000 | 1,132,000 | 932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,866,000 | 12,266,000 | 12,545,000 | 12,350,000 |
| Interest-bearing deposits | 7,483,000 | 7,076,000 | 7,105,000 | 7,086,000 |
| Noninterest-bearing deposits | 4,383,000 | 5,190,000 | 5,440,000 | 5,264,000 |
| Equity capital | 4,838,000 | 4,709,000 | 4,654,000 | 4,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 583,000 | 819,000 | 1,059,000 |
| Interest expense | 20,000 | 36,000 | 50,000 | 62,000 |
| Net interest income | 318,000 | 547,000 | 769,000 | 997,000 |
| Noninterest income | 33,000 | 68,000 | 103,000 | 140,000 |
| Noninterest expense | 115,000 | 239,000 | 370,000 | 520,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 45,000 |
| Pretax income | 236,000 | 336,000 | 462,000 | 572,000 |
| Income tax | 7,000 | 11,000 | 17,000 | 21,000 |
| Net income | 229,000 | 325,000 | 445,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,838,000 | 4,709,000 | 4,654,000 | 4,610,000 |
| Total capital | — | — | 4,802,000 | — |
| Risk-weighted assets | — | — | 17,816,000 | — |