Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 16,716,000 | 18,346,000 | 17,643,000 | 17,327,000 |
| Total loans | 14,522,000 | 13,067,000 | 12,866,000 | 15,166,000 |
| Allowance for loan losses | 165,000 | 178,000 | 180,000 | 180,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,937,000 | 13,625,000 | 12,788,000 | 12,648,000 |
| Interest-bearing deposits | 6,732,000 | 7,876,000 | 7,944,000 | 7,982,000 |
| Noninterest-bearing deposits | 5,205,000 | 5,749,000 | 4,844,000 | 4,666,000 |
| Equity capital | 4,696,000 | 4,625,000 | 4,736,000 | 4,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 495,000 | 743,000 | 921,000 |
| Interest expense | 20,000 | 42,000 | 65,000 | 87,000 |
| Net interest income | 228,000 | 453,000 | 678,000 | 834,000 |
| Noninterest income | 34,000 | 68,000 | 102,000 | 105,000 |
| Noninterest expense | 147,000 | 304,000 | 446,000 | 581,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 115,000 | 197,000 | 314,000 | 338,000 |
| Income tax | 6,000 | 9,000 | 15,000 | 16,000 |
| Net income | 109,000 | 188,000 | 299,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,696,000 | 4,625,000 | 4,736,000 | 4,609,000 |
| Total capital | 4,861,000 | 4,803,000 | 4,916,000 | 4,789,000 |
| Risk-weighted assets | 14,609,000 | 14,629,000 | 14,629,000 | 15,874,000 |