Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,381,000 | 17,031,000 | 16,745,000 | 16,919,000 |
| Total loans | 15,114,000 | 14,713,000 | 15,086,000 | 15,268,000 |
| Allowance for loan losses | 171,000 | 169,000 | 199,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 356,000 | 355,000 | 355,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,849,000 | 12,167,000 | 11,693,000 | 12,279,000 |
| Interest-bearing deposits | 7,011,000 | 7,177,000 | 6,567,000 | 7,050,000 |
| Noninterest-bearing deposits | 4,838,000 | 4,990,000 | 5,126,000 | 5,229,000 |
| Equity capital | 4,649,000 | 4,789,000 | 4,666,000 | 4,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 535,000 | 786,000 | 1,060,000 |
| Interest expense | 21,000 | 42,000 | 60,000 | 78,000 |
| Net interest income | 238,000 | 493,000 | 726,000 | 982,000 |
| Noninterest income | 36,000 | 98,000 | 133,000 | 174,000 |
| Noninterest expense | 158,000 | 319,000 | 481,000 | 637,000 |
| Provision for loan losses | 32,000 | 42,000 | 67,000 | 82,000 |
| Pretax income | 84,000 | 230,000 | 311,000 | 437,000 |
| Income tax | -6,000 | 0 | 4,000 | 9,000 |
| Net income | 90,000 | 230,000 | 307,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,649,000 | 4,789,000 | 4,666,000 | 4,587,000 |
| Total capital | 4,820,000 | 4,958,000 | 4,863,000 | 4,754,000 |
| Risk-weighted assets | 15,359,000 | 15,304,000 | 15,601,000 | 16,395,000 |