Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,421,000 | 17,230,000 | 16,664,000 | 18,000,000 |
| Total loans | 15,130,000 | 14,454,000 | 14,120,000 | 15,782,000 |
| Allowance for loan losses | 178,000 | 174,000 | 175,000 | 143,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 213,000 | 362,000 | 411,000 | 356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,640,000 | 12,464,000 | 11,887,000 | 11,827,000 |
| Interest-bearing deposits | 7,582,000 | 7,081,000 | 6,925,000 | 6,397,000 |
| Noninterest-bearing deposits | 5,058,000 | 5,383,000 | 4,962,000 | 5,430,000 |
| Equity capital | 4,717,000 | 4,715,000 | 4,703,000 | 4,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 529,000 | 792,000 | 1,018,000 |
| Interest expense | 15,000 | 28,000 | 41,000 | 56,000 |
| Net interest income | 250,000 | 501,000 | 751,000 | 962,000 |
| Noninterest income | 38,000 | 85,000 | 121,000 | 51,000 |
| Noninterest expense | 153,000 | 301,000 | 442,000 | 598,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 100,000 |
| Pretax income | 110,000 | 260,000 | 405,000 | 315,000 |
| Income tax | 10,000 | 12,000 | 19,000 | 23,000 |
| Net income | 100,000 | 248,000 | 386,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,717,000 | 4,715,000 | 4,703,000 | 4,559,000 |
| Total capital | 4,895,000 | 4,889,000 | 4,878,000 | 4,702,000 |
| Risk-weighted assets | 14,860,000 | 14,276,000 | 13,903,000 | 16,080,000 |