Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 15,511,000 | 15,009,000 | 15,528,000 | 16,734,000 |
| Total loans | 13,411,000 | 13,165,000 | 14,039,000 | 15,038,000 |
| Allowance for loan losses | 231,000 | 241,000 | 243,000 | 245,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 949,000 | 846,000 | 843,000 | 740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,634,000 | 9,332,000 | 9,206,000 | 10,102,000 |
| Interest-bearing deposits | 7,388,000 | 6,926,000 | 6,966,000 | 7,480,000 |
| Noninterest-bearing deposits | 2,246,000 | 2,406,000 | 2,240,000 | 2,622,000 |
| Equity capital | 4,324,000 | 4,337,000 | 4,352,000 | 4,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 565,000 | 857,000 | 1,159,000 |
| Interest expense | 24,000 | 45,000 | 67,000 | 89,000 |
| Net interest income | 263,000 | 520,000 | 790,000 | 1,070,000 |
| Noninterest income | 49,000 | 110,000 | 164,000 | 219,000 |
| Noninterest expense | 138,000 | 285,000 | 437,000 | 589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 345,000 | 517,000 | 700,000 |
| Income tax | 5,000 | 13,000 | 20,000 | 28,000 |
| Net income | 169,000 | 332,000 | 497,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,324,000 | 4,337,000 | 4,352,000 | 4,327,000 |
| Total capital | 4,491,000 | 4,501,000 | 4,524,000 | 4,512,000 |
| Risk-weighted assets | 12,733,000 | 12,300,000 | 12,950,000 | 13,974,000 |