Call reports 2002
PEOPLES STATE BANK — 2002
What PEOPLES STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,380,000 | 15,686,000 | 15,583,000 | 14,737,000 |
| Total loans | 12,365,000 | 11,960,000 | 11,657,000 | 12,288,000 |
| Allowance for loan losses | 197,000 | 197,000 | 181,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,134,000 | 1,404,000 | 1,353,000 | 1,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,709,000 | 13,234,000 | 12,938,000 | 12,134,000 |
| Interest-bearing deposits | 9,813,000 | 11,187,000 | 11,235,000 | 10,455,000 |
| Noninterest-bearing deposits | 1,896,000 | 2,047,000 | 1,703,000 | 1,679,000 |
| Equity capital | 2,090,000 | 2,213,000 | 2,330,000 | 2,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 634,000 | 957,000 | 1,272,000 |
| Interest expense | 70,000 | 134,000 | 193,000 | 249,000 |
| Net interest income | 236,000 | 500,000 | 764,000 | 1,023,000 |
| Noninterest income | 61,000 | 135,000 | 222,000 | 292,000 |
| Noninterest expense | 148,000 | 294,000 | 451,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 50,000 |
| Pretax income | 149,000 | 341,000 | 523,000 | 651,000 |
| Income tax | 38,000 | 107,000 | 172,000 | 203,000 |
| Net income | 111,000 | 234,000 | 351,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,090,000 | 2,213,000 | 2,330,000 | 2,427,000 |
| Total capital | 2,224,000 | 2,352,000 | 2,461,000 | 2,563,000 |
| Risk-weighted assets | 10,755,000 | 11,060,000 | 10,378,000 | 10,826,000 |