Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,064,000 | 12,905,000 | 13,909,000 | 15,073,000 |
| Total loans | 10,033,000 | 10,347,000 | 11,683,000 | 12,488,000 |
| Allowance for loan losses | 199,000 | 198,000 | 198,000 | 197,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,109,000 | 1,109,000 | 1,374,000 | 1,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,206,000 | 10,897,000 | 11,370,000 | 12,531,000 |
| Interest-bearing deposits | 9,533,000 | 9,510,000 | 9,586,000 | 10,669,000 |
| Noninterest-bearing deposits | 1,673,000 | 1,387,000 | 1,784,000 | 1,862,000 |
| Equity capital | 1,710,000 | 1,823,000 | 1,874,000 | 1,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 627,000 | 936,000 | 1,253,000 |
| Interest expense | 96,000 | 191,000 | 280,000 | 359,000 |
| Net interest income | 208,000 | 436,000 | 656,000 | 894,000 |
| Noninterest income | 61,000 | 132,000 | 211,000 | 294,000 |
| Noninterest expense | 126,000 | 251,000 | 394,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 317,000 | 473,000 | 635,000 |
| Income tax | 50,000 | 111,000 | 166,000 | 223,000 |
| Net income | 93,000 | 206,000 | 307,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,710,000 | 1,823,000 | 1,874,000 | 1,979,000 |
| Total capital | 1,826,000 | 1,939,000 | 2,006,000 | 2,115,000 |
| Risk-weighted assets | 9,187,000 | 9,211,000 | 10,471,000 | 10,841,000 |