Call reports 2004
UNION BANK OF FLORIDA — 2004
What UNION BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 974,326,000 | 1,052,505,000 | 1,042,164,000 | 1,010,886,000 |
| Total loans | 581,989,000 | 574,210,000 | 639,132,000 | 631,348,000 |
| Allowance for loan losses | 6,096,000 | 6,089,000 | 6,415,000 | 6,345,000 |
| Securities available for sale | 293,066,000 | 353,135,000 | 306,342,000 | 314,743,000 |
| Securities held to maturity | 1,142,000 | 1,143,000 | 1,143,000 | 1,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,641,000 | 686,743,000 | 717,853,000 | 683,282,000 |
| Interest-bearing deposits | 498,240,000 | 503,438,000 | 539,324,000 | 467,595,000 |
| Noninterest-bearing deposits | 177,401,000 | 183,305,000 | 178,530,000 | 215,687,000 |
| Equity capital | 71,209,000 | 75,897,000 | 80,190,000 | 85,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,360,000 | 20,969,000 | 32,642,000 | 45,224,000 |
| Interest expense | 2,233,000 | 4,489,000 | 6,981,000 | 9,520,000 |
| Net interest income | 8,127,000 | 16,480,000 | 25,661,000 | 35,704,000 |
| Noninterest income | 1,472,000 | 3,045,000 | 4,598,000 | 6,078,000 |
| Noninterest expense | 6,331,000 | 12,119,000 | 20,125,000 | 25,944,000 |
| Provision for loan losses | 473,000 | 498,000 | 862,000 | 772,000 |
| Pretax income | 3,500,000 | 7,644,000 | 10,733,000 | 16,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,500,000 | 7,644,000 | 10,733,000 | 16,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,329,000 | 78,067,000 | 79,670,000 | 85,464,000 |
| Total capital | 75,425,000 | 84,156,000 | 86,085,000 | 91,809,000 |
| Risk-weighted assets | 714,277,000 | 715,483,000 | 752,309,000 | 787,134,000 |