Call reports 2002
UNION BANK OF FLORIDA — 2002
What UNION BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 579,061,000 | 638,462,000 | 686,089,000 | 727,393,000 |
| Total loans | 316,256,000 | 334,078,000 | 373,963,000 | 402,501,000 |
| Allowance for loan losses | 3,383,000 | 3,948,000 | 4,344,000 | 4,530,000 |
| Securities available for sale | 208,544,000 | 218,440,000 | 247,865,000 | 257,410,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,133,000 | 388,560,000 | 424,027,000 | 463,905,000 |
| Interest-bearing deposits | 270,479,000 | 288,207,000 | 317,571,000 | 317,919,000 |
| Noninterest-bearing deposits | 93,654,000 | 100,353,000 | 106,456,000 | 145,986,000 |
| Equity capital | 51,294,000 | 63,973,000 | 65,142,000 | 68,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,140,000 | 16,566,000 | 25,933,000 | 35,279,000 |
| Interest expense | 2,264,000 | 4,650,000 | 7,125,000 | 9,553,000 |
| Net interest income | 5,876,000 | 11,916,000 | 18,808,000 | 25,726,000 |
| Noninterest income | 919,000 | 1,822,000 | 2,835,000 | 3,967,000 |
| Noninterest expense | 4,132,000 | 8,548,000 | 13,163,000 | 18,083,000 |
| Provision for loan losses | 271,000 | 751,000 | 1,293,000 | 1,483,000 |
| Pretax income | 2,416,000 | 4,463,000 | 7,211,000 | 10,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,416,000 | 4,463,000 | 7,211,000 | 10,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,967,000 | 61,025,000 | 62,353,000 | 65,087,000 |
| Total capital | 54,350,000 | 64,973,000 | 66,697,000 | 69,617,000 |
| Risk-weighted assets | 417,639,000 | 432,042,000 | 481,813,000 | 527,679,000 |