Call reports 2001
UNION BANK OF FLORIDA — 2001
What UNION BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 495,348,000 | 521,006,000 | 527,463,000 | 530,367,000 |
| Total loans | 248,700,000 | 260,154,000 | 283,012,000 | 294,310,000 |
| Allowance for loan losses | 2,426,000 | 2,605,000 | 2,790,000 | 3,125,000 |
| Securities available for sale | 140,028,000 | 154,673,000 | 166,111,000 | 190,741,000 |
| Securities held to maturity | 6,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,742,000 | 354,918,000 | 364,761,000 | 362,734,000 |
| Interest-bearing deposits | 265,343,000 | 273,538,000 | 278,429,000 | 259,807,000 |
| Noninterest-bearing deposits | 78,399,000 | 81,380,000 | 86,331,000 | 102,927,000 |
| Equity capital | 50,454,000 | 47,647,000 | 49,753,000 | 50,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,174,000 | 16,663,000 | 25,180,000 | 33,539,000 |
| Interest expense | 3,737,000 | 7,340,000 | 10,599,000 | 13,160,000 |
| Net interest income | 4,437,000 | 9,323,000 | 14,581,000 | 20,379,000 |
| Noninterest income | 811,000 | 1,704,000 | 2,566,000 | 3,485,000 |
| Noninterest expense | 3,679,000 | 7,400,000 | 11,194,000 | 15,348,000 |
| Provision for loan losses | 233,000 | 538,000 | 840,000 | 1,247,000 |
| Pretax income | 1,367,000 | 2,945,000 | 4,969,000 | 7,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,367,000 | 2,945,000 | 4,969,000 | 7,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,085,000 | 45,587,000 | 46,594,000 | 48,756,000 |
| Total capital | 51,511,000 | 48,192,000 | 49,384,000 | 51,881,000 |
| Risk-weighted assets | 318,649,000 | 346,657,000 | 361,167,000 | 364,845,000 |