Call report 2008Q4
BAY-HERMANN-BERGER BANK — 2008Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,803,000 | USD | evidence → |
| Total loans | 28,143,000 | USD | evidence → |
| Allowance for loan losses | 283,000 | USD | evidence → |
| Securities available for sale | 11,191,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,217,000 | USD | evidence → |
| Interest-bearing deposits | 30,402,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,815,000 | USD | evidence → |
| Equity capital | 3,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,616,000 | USD | evidence → |
| Interest expense | 1,162,000 | USD | evidence → |
| Net interest income | 1,454,000 | USD | evidence → |
| Noninterest income | 257,000 | USD | evidence → |
| Noninterest expense | 1,303,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 422,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,041,000 | USD | evidence → |
| Total capital | 4,292,000 | USD | evidence → |
| Risk-weighted assets | 30,194,000 | USD | evidence → |