Call report 2007Q4
BAY-HERMANN-BERGER BANK — 2007Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,512,000 | USD | evidence → |
| Total loans | 29,867,000 | USD | evidence → |
| Allowance for loan losses | 282,000 | USD | evidence → |
| Securities available for sale | 10,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,440,000 | USD | evidence → |
| Interest-bearing deposits | 35,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,234,000 | USD | evidence → |
| Equity capital | 3,921,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,947,000 | USD | evidence → |
| Interest expense | 1,328,000 | USD | evidence → |
| Net interest income | 1,619,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 1,302,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 550,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 525,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,869,000 | USD | evidence → |
| Total capital | 4,151,000 | USD | evidence → |
| Risk-weighted assets | 31,780,000 | USD | evidence → |