Call report 2005Q4
BAY-HERMANN-BERGER BANK — 2005Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,381,000 | USD | evidence → |
| Total loans | 29,321,000 | USD | evidence → |
| Allowance for loan losses | 317,000 | USD | evidence → |
| Securities available for sale | 12,125,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,047,000 | USD | evidence → |
| Interest-bearing deposits | 35,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,335,000 | USD | evidence → |
| Equity capital | 3,193,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,238,000 | USD | evidence → |
| Interest expense | 674,000 | USD | evidence → |
| Net interest income | 1,564,000 | USD | evidence → |
| Noninterest income | 210,000 | USD | evidence → |
| Noninterest expense | 1,219,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 557,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,315,000 | USD | evidence → |
| Total capital | 3,632,000 | USD | evidence → |
| Risk-weighted assets | 31,000,000 | USD | evidence → |