Call report 2002Q4
BAY-HERMANN-BERGER BANK — 2002Q4
The 22 measures BAY-HERMANN-BERGER BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,406,000 | USD | evidence → |
| Total loans | 26,115,000 | USD | evidence → |
| Allowance for loan losses | 327,000 | USD | evidence → |
| Securities available for sale | 8,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,123,000 | USD | evidence → |
| Interest-bearing deposits | 30,965,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,158,000 | USD | evidence → |
| Equity capital | 3,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,205,000 | USD | evidence → |
| Interest expense | 886,000 | USD | evidence → |
| Net interest income | 1,319,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 1,079,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 468,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,889,000 | USD | evidence → |
| Total capital | 3,216,000 | USD | evidence → |
| Risk-weighted assets | 26,975,000 | USD | evidence → |