Call reports 2013
MISSION OAKS NATIONAL BANK — 2013
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,871,000 | 99,314,000 | 100,292,000 | 95,632,000 |
| Total loans | 73,575,000 | 73,283,000 | 74,328,000 | 69,376,000 |
| Allowance for loan losses | 2,892,000 | 2,672,000 | 2,584,000 | 2,588,000 |
| Securities available for sale | 13,638,000 | 10,909,000 | 9,350,000 | 8,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,579,000 | 89,079,000 | 90,171,000 | 85,462,000 |
| Interest-bearing deposits | 71,468,000 | 67,434,000 | 65,737,000 | 60,270,000 |
| Noninterest-bearing deposits | 23,111,000 | 21,644,000 | 24,434,000 | 25,192,000 |
| Equity capital | 9,625,000 | 9,476,000 | 9,264,000 | 9,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,234,000 | 3,341,000 | 4,441,000 |
| Interest expense | 90,000 | 175,000 | 260,000 | 338,000 |
| Net interest income | 1,035,000 | 2,059,000 | 3,081,000 | 4,103,000 |
| Noninterest income | 118,000 | 259,000 | 354,000 | 673,000 |
| Noninterest expense | 1,293,000 | 2,553,000 | 3,833,000 | 4,946,000 |
| Provision for loan losses | -400,000 | -399,000 | -399,000 | -399,000 |
| Pretax income | 260,000 | 189,000 | 26,000 | 254,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 259,000 | 188,000 | 25,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,340,000 | 9,116,000 | 9,321,000 |
| Total capital | 10,324,000 | 10,296,000 | 10,076,000 | 10,220,000 |
| Risk-weighted assets | 74,214,000 | 74,736,000 | 75,112,000 | 70,182,000 |