Call reports 2012
MISSION OAKS NATIONAL BANK — 2012
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,681,000 | 117,561,000 | 110,615,000 | 102,669,000 |
| Total loans | 88,103,000 | 77,902,000 | 78,276,000 | 75,410,000 |
| Allowance for loan losses | 3,565,000 | 3,300,000 | 3,450,000 | 3,450,000 |
| Securities available for sale | 20,339,000 | 18,893,000 | 17,055,000 | 15,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,330,000 | 106,900,000 | 100,695,000 | 92,648,000 |
| Interest-bearing deposits | 95,209,000 | 81,665,000 | 74,473,000 | 69,981,000 |
| Noninterest-bearing deposits | 25,121,000 | 25,235,000 | 26,222,000 | 22,667,000 |
| Equity capital | 11,125,000 | 9,843,000 | 9,233,000 | 9,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,755,000 | 4,047,000 | 5,346,000 |
| Interest expense | 222,000 | 374,000 | 493,000 | 590,000 |
| Net interest income | 1,191,000 | 2,381,000 | 3,554,000 | 4,756,000 |
| Noninterest income | 93,000 | -174,000 | -423,000 | -373,000 |
| Noninterest expense | 2,162,000 | 3,652,000 | 5,149,000 | 6,434,000 |
| Provision for loan losses | 668,000 | 1,410,000 | 1,502,000 | 1,391,000 |
| Pretax income | -1,546,000 | -2,855,000 | -3,520,000 | -3,442,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -1,546,000 | -2,856,000 | -3,521,000 | -3,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,964,000 | 9,651,000 | 9,021,000 | 9,125,000 |
| Total capital | 12,168,000 | 10,734,000 | 10,061,000 | 10,102,000 |
| Risk-weighted assets | 93,813,000 | 84,168,000 | 80,324,000 | 75,627,000 |