Call reports 2011
MISSION OAKS NATIONAL BANK — 2011
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 155,207,000 | 146,758,000 | 141,257,000 | 137,650,000 |
| Total loans | 107,320,000 | 102,472,000 | 100,447,000 | 93,633,000 |
| Allowance for loan losses | 4,500,000 | 4,400,000 | 4,041,000 | 4,000,000 |
| Securities available for sale | 24,403,000 | 25,018,000 | 23,602,000 | 21,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,417,000 | 131,385,000 | 126,620,000 | 124,005,000 |
| Interest-bearing deposits | 110,015,000 | 103,045,000 | 98,917,000 | 96,487,000 |
| Noninterest-bearing deposits | 29,402,000 | 28,340,000 | 27,703,000 | 27,519,000 |
| Equity capital | 14,608,000 | 14,310,000 | 13,666,000 | 12,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,523,000 | 5,170,000 | 6,739,000 |
| Interest expense | 341,000 | 632,000 | 896,000 | 1,137,000 |
| Net interest income | 1,497,000 | 2,891,000 | 4,274,000 | 5,602,000 |
| Noninterest income | 100,000 | 234,000 | 153,000 | 95,000 |
| Noninterest expense | 1,667,000 | 3,203,000 | 4,889,000 | 6,528,000 |
| Provision for loan losses | 930,000 | 1,319,000 | 1,622,000 | 2,432,000 |
| Pretax income | -1,000,000 | -1,397,000 | -2,084,000 | -3,031,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -1,000,000 | -1,397,000 | -2,084,000 | -3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,448,000 | 14,125,000 | 13,482,000 | 12,529,000 |
| Total capital | 15,954,000 | 15,557,000 | 14,865,000 | 13,844,000 |
| Risk-weighted assets | 117,369,000 | 111,468,000 | 107,854,000 | 102,091,000 |