Call reports 2010
MISSION OAKS NATIONAL BANK — 2010
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 186,561,000 | 186,041,000 | 171,771,000 | 158,801,000 |
| Total loans | 131,734,000 | 123,799,000 | 117,163,000 | 108,267,000 |
| Allowance for loan losses | 4,160,000 | 4,466,000 | 4,340,000 | 4,175,000 |
| Securities available for sale | 22,888,000 | 26,872,000 | 27,324,000 | 26,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,734,000 | 165,085,000 | 146,730,000 | 137,028,000 |
| Interest-bearing deposits | 125,150,000 | 130,400,000 | 110,595,000 | 105,779,000 |
| Noninterest-bearing deposits | 33,584,000 | 34,685,000 | 36,135,000 | 31,249,000 |
| Equity capital | 15,562,000 | 12,506,000 | 18,541,000 | 15,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,531,000 | 6,625,000 | 8,567,000 |
| Interest expense | 615,000 | 1,196,000 | 1,604,000 | 1,987,000 |
| Net interest income | 1,682,000 | 3,335,000 | 5,021,000 | 6,580,000 |
| Noninterest income | 69,000 | -150,000 | -90,000 | -1,601,000 |
| Noninterest expense | 2,027,000 | 4,486,000 | 6,745,000 | 9,161,000 |
| Provision for loan losses | 236,000 | 2,405,000 | 2,910,000 | 3,308,000 |
| Pretax income | -512,000 | -3,565,000 | -4,583,000 | -7,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -512,000 | -3,565,000 | -4,583,000 | -7,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,415,000 | 12,318,000 | 18,302,000 | 15,464,000 |
| Total capital | 17,287,000 | 14,088,000 | 20,004,000 | 17,053,000 |
| Risk-weighted assets | 147,280,000 | 138,722,000 | 133,271,000 | 124,360,000 |