Call reports 2009
MISSION OAKS NATIONAL BANK — 2009
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 234,762,000 | 216,142,000 | 206,158,000 | 197,484,000 |
| Total loans | 168,413,000 | 156,248,000 | 148,260,000 | 137,123,000 |
| Allowance for loan losses | 3,500,000 | 5,410,000 | 5,320,000 | 4,350,000 |
| Securities available for sale | 31,252,000 | 28,605,000 | 21,693,000 | 25,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,780,000 | 182,427,000 | 172,447,000 | 165,736,000 |
| Interest-bearing deposits | 159,105,000 | 153,763,000 | 141,286,000 | 132,953,000 |
| Noninterest-bearing deposits | 29,674,000 | 28,665,000 | 31,161,000 | 32,782,000 |
| Equity capital | 22,413,000 | 17,640,000 | 18,011,000 | 16,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 5,923,000 | 8,690,000 | 11,168,000 |
| Interest expense | 1,238,000 | 2,344,000 | 3,239,000 | 3,975,000 |
| Net interest income | 1,803,000 | 3,579,000 | 5,451,000 | 7,193,000 |
| Noninterest income | 299,000 | 426,000 | 1,013,000 | -365,000 |
| Noninterest expense | 2,156,000 | 4,388,000 | 6,361,000 | 8,459,000 |
| Provision for loan losses | 2,368,000 | 7,384,000 | 7,636,000 | 8,975,000 |
| Pretax income | -2,398,000 | -7,648,000 | -7,340,000 | -10,222,000 |
| Income tax | 0 | 0 | 0 | -964,000 |
| Net income | -2,398,000 | -7,648,000 | -7,340,000 | -9,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,485,000 | 16,983,000 | 17,350,000 | 15,919,000 |
| Total capital | 23,885,000 | 19,226,000 | 19,439,000 | 17,860,000 |
| Risk-weighted assets | 190,623,000 | 176,074,000 | 163,712,000 | 152,675,000 |