Call reports 2001
MISSION OAKS NATIONAL BANK — 2001
What MISSION OAKS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,722,000 | 27,157,000 | 30,758,000 | 33,391,000 |
| Total loans | 6,437,000 | 12,824,000 | 17,514,000 | 22,952,000 |
| Allowance for loan losses | 75,000 | 135,000 | 225,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 6,010,000 |
| Securities held to maturity | 2,800,000 | 8,500,000 | 7,500,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,810,000 | 20,426,000 | 24,151,000 | 26,832,000 |
| Interest-bearing deposits | 9,150,000 | 14,892,000 | 17,854,000 | 20,477,000 |
| Noninterest-bearing deposits | 3,660,000 | 5,534,000 | 6,297,000 | 6,355,000 |
| Equity capital | 6,843,000 | 6,656,000 | 6,524,000 | 6,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 625,000 | 1,118,000 | 1,654,000 |
| Interest expense | 70,000 | 193,000 | 337,000 | 479,000 |
| Net interest income | 192,000 | 432,000 | 781,000 | 1,175,000 |
| Noninterest income | 18,000 | 35,000 | 81,000 | 191,000 |
| Noninterest expense | 398,000 | 782,000 | 1,219,000 | 1,752,000 |
| Provision for loan losses | 45,000 | 105,000 | 195,000 | 260,000 |
| Pretax income | -233,000 | -420,000 | -552,000 | -646,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -233,000 | -420,000 | -552,000 | -647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,843,000 | 6,656,000 | 6,524,000 | 6,427,000 |
| Total capital | 6,918,000 | 6,791,000 | 6,749,000 | 6,716,000 |
| Risk-weighted assets | 9,535,000 | 14,316,000 | 21,024,000 | 25,771,000 |