Call reports 2012
FIRST FINANCIAL BANK — 2012
What FIRST FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 165,661,000 | 165,107,000 | 170,516,000 |
| Total loans | 98,110,000 | 99,803,000 | 109,772,000 |
| Allowance for loan losses | 2,103,000 | 2,223,000 | 2,028,000 |
| Securities available for sale | 44,433,000 | 54,833,000 | 50,797,000 |
| Securities held to maturity | 195,000 | 195,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 137,774,000 | 135,691,000 | 137,651,000 |
| Interest-bearing deposits | 78,134,000 | 74,126,000 | 79,981,000 |
| Noninterest-bearing deposits | 59,640,000 | 61,566,000 | 57,671,000 |
| Equity capital | 15,365,000 | 15,695,000 | 16,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,746,000 | 3,450,000 | 5,210,000 |
| Interest expense | 56,000 | 107,000 | 162,000 |
| Net interest income | 1,690,000 | 3,343,000 | 5,048,000 |
| Noninterest income | 253,000 | 471,000 | 750,000 |
| Noninterest expense | 971,000 | 1,897,000 | 2,864,000 |
| Provision for loan losses | 150,000 | 285,000 | 291,000 |
| Pretax income | 822,000 | 1,666,000 | 2,745,000 |
| Income tax | 229,000 | 455,000 | 757,000 |
| Net income | 593,000 | 1,211,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 14,781,000 | 14,902,000 | 15,182,000 |
| Total capital | 16,249,000 | 16,392,000 | 16,724,000 |
| Risk-weighted assets | 116,601,000 | 118,244,000 | 122,611,000 |