Call reports 2010
FIRST FINANCIAL BANK — 2010
What FIRST FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 153,747,000 | 157,233,000 | 152,007,000 | 175,777,000 |
| Total loans | 93,309,000 | 98,479,000 | 96,893,000 | 95,211,000 |
| Allowance for loan losses | 1,656,000 | 1,755,000 | 1,850,000 | 1,962,000 |
| Securities available for sale | 36,954,000 | 35,874,000 | 35,355,000 | 36,451,000 |
| Securities held to maturity | 1,229,000 | 1,229,000 | 974,000 | 974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,682,000 | 136,649,000 | 129,684,000 | 154,340,000 |
| Interest-bearing deposits | 89,700,000 | 89,567,000 | 83,909,000 | 77,819,000 |
| Noninterest-bearing deposits | 40,982,000 | 47,082,000 | 45,775,000 | 76,521,000 |
| Equity capital | 12,863,000 | 13,488,000 | 14,208,000 | 14,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,684,000 | 5,530,000 | 7,340,000 |
| Interest expense | 237,000 | 468,000 | 663,000 | 805,000 |
| Net interest income | 1,567,000 | 3,216,000 | 4,867,000 | 6,535,000 |
| Noninterest income | 279,000 | 574,000 | 874,000 | 1,159,000 |
| Noninterest expense | 946,000 | 1,880,000 | 2,831,000 | 3,749,000 |
| Provision for loan losses | 100,000 | 201,000 | 446,000 | 596,000 |
| Pretax income | 801,000 | 1,710,000 | 2,465,000 | 3,350,000 |
| Income tax | 240,000 | 509,000 | 720,000 | 981,000 |
| Net income | 561,000 | 1,201,000 | 1,745,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,409,000 | 13,054,000 | 13,605,000 | 14,033,000 |
| Total capital | 13,786,000 | 14,490,000 | 15,069,000 | 15,499,000 |
| Risk-weighted assets | 109,822,000 | 115,746,000 | 116,489,000 | 116,714,000 |