Call reports 2009
FIRST FINANCIAL BANK — 2009
What FIRST FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,214,000 | 134,797,000 | 133,677,000 | 147,652,000 |
| Total loans | 89,029,000 | 90,467,000 | 88,937,000 | 96,027,000 |
| Allowance for loan losses | 1,427,000 | 1,377,000 | 1,506,000 | 1,588,000 |
| Securities available for sale | 30,765,000 | 29,615,000 | 30,842,000 | 34,677,000 |
| Securities held to maturity | 1,473,000 | 1,473,000 | 1,228,000 | 1,229,000 |
| Trading assets | 6,001,000 | 1,500,000 | 0 | 0 |
| Total deposits | 115,056,000 | 116,812,000 | 115,858,000 | 130,728,000 |
| Interest-bearing deposits | 80,113,000 | 76,506,000 | 80,900,000 | 83,604,000 |
| Noninterest-bearing deposits | 34,943,000 | 40,306,000 | 34,957,000 | 47,124,000 |
| Equity capital | 11,030,000 | 11,494,000 | 12,032,000 | 12,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,430,000 | 5,146,000 | 6,931,000 |
| Interest expense | 237,000 | 440,000 | 651,000 | 883,000 |
| Net interest income | 1,483,000 | 2,990,000 | 4,495,000 | 6,048,000 |
| Noninterest income | 281,000 | 573,000 | 905,000 | 1,224,000 |
| Noninterest expense | 835,000 | 1,785,000 | 2,651,000 | 3,557,000 |
| Provision for loan losses | 300,000 | 450,000 | 615,000 | 715,000 |
| Pretax income | 629,000 | 1,334,000 | 2,140,000 | 3,022,000 |
| Income tax | 184,000 | 391,000 | 632,000 | 901,000 |
| Net income | 445,000 | 943,000 | 1,508,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,879,000 | 11,381,000 | 11,602,000 | 11,844,000 |
| Total capital | 12,167,000 | 12,666,000 | 12,880,000 | 13,214,000 |
| Risk-weighted assets | 102,848,000 | 102,603,000 | 101,843,000 | 109,309,000 |