Call reports 2008
FIRST FINANCIAL BANK — 2008
What FIRST FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 137,174,000 | 142,896,000 | 138,657,000 | 149,264,000 |
| Total loans | 85,461,000 | 91,728,000 | 98,152,000 | 94,426,000 |
| Allowance for loan losses | 1,058,000 | 1,112,000 | 956,000 | 1,339,000 |
| Securities available for sale | 21,789,000 | 29,064,000 | 29,198,000 | 32,512,000 |
| Securities held to maturity | 2,143,000 | 1,638,000 | 1,473,000 | 1,473,000 |
| Trading assets | 0 | 4,008,000 | 0 | 0 |
| Total deposits | 120,857,000 | 128,422,000 | 121,617,000 | 118,656,000 |
| Interest-bearing deposits | 104,639,000 | 111,365,000 | 84,644,000 | 80,147,000 |
| Noninterest-bearing deposits | 16,218,000 | 17,057,000 | 36,973,000 | 38,509,000 |
| Equity capital | 9,515,000 | 9,772,000 | 10,351,000 | 10,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,862,000 | 5,809,000 | 7,688,000 |
| Interest expense | 612,000 | 1,082,000 | 1,528,000 | 1,857,000 |
| Net interest income | 1,356,000 | 2,780,000 | 4,281,000 | 5,831,000 |
| Noninterest income | 315,000 | 617,000 | 923,000 | 1,211,000 |
| Noninterest expense | 840,000 | 1,669,000 | 2,482,000 | 3,245,000 |
| Provision for loan losses | 34,000 | 107,000 | 277,000 | 777,000 |
| Pretax income | 800,000 | 1,624,000 | 2,448,000 | 3,023,000 |
| Income tax | 246,000 | 502,000 | 755,000 | 919,000 |
| Net income | 554,000 | 1,122,000 | 1,693,000 | 2,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,420,000 | 9,990,000 | 10,567,000 | 10,782,000 |
| Total capital | 10,479,000 | 11,102,000 | 11,523,000 | 12,122,000 |
| Risk-weighted assets | 96,140,000 | 101,386,000 | 104,608,000 | 111,776,000 |