Call reports 2007
FIRST FINANCIAL BANK — 2007
What FIRST FINANCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 111,104,000 | 111,427,000 | 111,261,000 | 138,418,000 |
| Total loans | 72,616,000 | 76,571,000 | 80,825,000 | 88,964,000 |
| Allowance for loan losses | 951,000 | 975,000 | 1,004,000 | 1,034,000 |
| Securities available for sale | 21,904,000 | 22,924,000 | 23,689,000 | 23,130,000 |
| Securities held to maturity | 2,342,000 | 2,342,000 | 2,182,000 | 2,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,061,000 | 97,000,000 | 95,395,000 | 113,981,000 |
| Interest-bearing deposits | 63,939,000 | 63,730,000 | 64,353,000 | 67,310,000 |
| Noninterest-bearing deposits | 33,122,000 | 33,270,000 | 31,041,000 | 46,671,000 |
| Equity capital | 8,357,000 | 8,281,000 | 8,515,000 | 8,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,860,000 | 3,754,000 | 5,719,000 | 7,739,000 |
| Interest expense | 670,000 | 1,354,000 | 2,050,000 | 2,743,000 |
| Net interest income | 1,190,000 | 2,400,000 | 3,669,000 | 4,996,000 |
| Noninterest income | 264,000 | 551,000 | 875,000 | 1,181,000 |
| Noninterest expense | 745,000 | 1,509,000 | 2,326,000 | 3,145,000 |
| Provision for loan losses | 36,000 | 72,000 | 102,000 | 132,000 |
| Pretax income | 673,000 | 1,370,000 | 2,116,000 | 2,903,000 |
| Income tax | 200,000 | 409,000 | 634,000 | 883,000 |
| Net income | 473,000 | 961,000 | 1,482,000 | 2,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,659,000 | 8,723,000 | 8,773,000 | 8,863,000 |
| Total capital | 9,610,000 | 9,698,000 | 9,777,000 | 9,897,000 |
| Risk-weighted assets | 81,370,000 | 85,665,000 | 88,098,000 | 98,351,000 |