Call reports 2006
FIRST FINANCIAL BANK — 2006
What FIRST FINANCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 100,426,000 | 101,790,000 | 101,781,000 | 118,398,000 |
| Total loans | 62,187,000 | 65,671,000 | 69,076,000 | 76,431,000 |
| Allowance for loan losses | 893,000 | 842,000 | 892,000 | 927,000 |
| Securities available for sale | 20,627,000 | 22,893,000 | 22,307,000 | 22,110,000 |
| Securities held to maturity | 3,537,000 | 3,037,000 | 2,382,000 | 2,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,636,000 | 88,365,000 | 87,703,000 | 103,587,000 |
| Interest-bearing deposits | 58,369,000 | 59,131,000 | 58,177,000 | 62,514,000 |
| Noninterest-bearing deposits | 30,267,000 | 29,234,000 | 29,526,000 | 41,074,000 |
| Equity capital | 8,365,000 | 8,262,000 | 8,452,000 | 8,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,119,000 | 4,823,000 | 6,651,000 |
| Interest expense | 435,000 | 935,000 | 1,494,000 | 2,149,000 |
| Net interest income | 1,075,000 | 2,184,000 | 3,329,000 | 4,502,000 |
| Noninterest income | 273,000 | 534,000 | 808,000 | 1,069,000 |
| Noninterest expense | 716,000 | 1,434,000 | 2,150,000 | 2,891,000 |
| Provision for loan losses | 24,000 | 32,000 | 113,000 | 137,000 |
| Pretax income | 608,000 | 1,252,000 | 1,874,000 | 2,543,000 |
| Income tax | 178,000 | 366,000 | 548,000 | 747,000 |
| Net income | 430,000 | 886,000 | 1,326,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,512,000 | 8,542,000 | 8,562,000 | 8,608,000 |
| Total capital | 9,391,000 | 9,384,000 | 9,454,000 | 9,535,000 |
| Risk-weighted assets | 70,338,000 | 74,107,000 | 77,804,000 | 88,030,000 |