Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,267,000 | 96,968,000 | 97,434,000 | 104,821,000 |
| Total loans | 63,754,000 | 63,945,000 | 64,737,000 | 67,637,000 |
| Allowance for loan losses | 819,000 | 836,000 | 850,000 | 865,000 |
| Securities available for sale | 20,757,000 | 19,392,000 | 17,677,000 | 18,966,000 |
| Securities held to maturity | 6,722,000 | 5,720,000 | 5,573,000 | 4,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,925,000 | 85,218,000 | 78,416,000 | 87,621,000 |
| Interest-bearing deposits | 64,380,000 | 60,267,000 | 50,799,000 | 54,360,000 |
| Noninterest-bearing deposits | 27,545,000 | 24,951,000 | 27,617,000 | 33,261,000 |
| Equity capital | 8,306,000 | 8,372,000 | 8,392,000 | 8,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,703,000 | 4,128,000 | 5,639,000 |
| Interest expense | 292,000 | 622,000 | 991,000 | 1,404,000 |
| Net interest income | 1,048,000 | 2,081,000 | 3,137,000 | 4,235,000 |
| Noninterest income | 331,000 | 638,000 | 979,000 | 1,249,000 |
| Noninterest expense | 717,000 | 1,407,000 | 2,094,000 | 2,820,000 |
| Provision for loan losses | 24,000 | 78,000 | 99,000 | 114,000 |
| Pretax income | 638,000 | 1,234,000 | 1,923,000 | 2,552,000 |
| Income tax | 186,000 | 357,000 | 562,000 | 743,000 |
| Net income | 452,000 | 877,000 | 1,361,000 | 1,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,347,000 | 8,366,000 | 8,437,000 | 8,480,000 |
| Total capital | 9,166,000 | 9,202,000 | 9,288,000 | 9,345,000 |
| Risk-weighted assets | 74,775,000 | 70,366,000 | 71,098,000 | 74,363,000 |