Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,798,000 | 92,432,000 | 104,295,000 | 107,056,000 |
| Total loans | 53,073,000 | 56,238,000 | 64,244,000 | 65,615,000 |
| Allowance for loan losses | 877,000 | 880,000 | 877,000 | 831,000 |
| Securities available for sale | 20,805,000 | 20,861,000 | 20,977,000 | 21,664,000 |
| Securities held to maturity | 8,972,000 | 7,959,000 | 7,803,000 | 6,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,293,000 | 73,508,000 | 78,238,000 | 90,003,000 |
| Interest-bearing deposits | 48,738,000 | 48,615,000 | 51,857,000 | 58,335,000 |
| Noninterest-bearing deposits | 27,555,000 | 24,893,000 | 26,381,000 | 31,668,000 |
| Equity capital | 8,713,000 | 8,294,000 | 8,519,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,207,000 | 3,425,000 | 4,734,000 |
| Interest expense | 142,000 | 285,000 | 476,000 | 726,000 |
| Net interest income | 957,000 | 1,922,000 | 2,949,000 | 4,008,000 |
| Noninterest income | 246,000 | 525,000 | 827,000 | 1,127,000 |
| Noninterest expense | 651,000 | 1,331,000 | 2,032,000 | 2,729,000 |
| Provision for loan losses | 9,000 | 18,000 | 21,000 | 36,000 |
| Pretax income | 543,000 | 1,098,000 | 1,723,000 | 2,371,000 |
| Income tax | 161,000 | 325,000 | 508,000 | 698,000 |
| Net income | 382,000 | 773,000 | 1,215,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,303,000 | 8,319,000 | 8,336,000 | 8,345,000 |
| Total capital | 9,075,000 | 9,127,000 | 9,215,000 | 9,177,000 |
| Risk-weighted assets | 61,499,000 | 64,529,000 | 73,519,000 | 75,768,000 |