Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 81,305,000 | 82,099,000 | 87,502,000 | 93,415,000 |
| Total loans | 37,282,000 | 41,479,000 | 48,365,000 | 53,549,000 |
| Allowance for loan losses | 872,000 | 864,000 | 863,000 | 867,000 |
| Securities available for sale | 22,035,000 | 21,640,000 | 21,084,000 | 21,272,000 |
| Securities held to maturity | 11,890,000 | 11,836,000 | 11,774,000 | 9,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,007,000 | 70,606,000 | 70,626,000 | 82,244,000 |
| Interest-bearing deposits | 48,963,000 | 48,347,000 | 47,176,000 | 48,663,000 |
| Noninterest-bearing deposits | 23,044,000 | 22,259,000 | 23,451,000 | 33,581,000 |
| Equity capital | 8,584,000 | 8,813,000 | 8,569,000 | 8,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,062,000 | 3,058,000 | 4,173,000 |
| Interest expense | 179,000 | 351,000 | 503,000 | 654,000 |
| Net interest income | 815,000 | 1,711,000 | 2,555,000 | 3,519,000 |
| Noninterest income | 209,000 | 416,000 | 672,000 | 930,000 |
| Noninterest expense | 653,000 | 1,289,000 | 1,905,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 371,000 | 844,000 | 1,328,000 | 1,858,000 |
| Income tax | 108,000 | 249,000 | 390,000 | 547,000 |
| Net income | 263,000 | 595,000 | 938,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,168,000 | 8,275,000 | 8,268,000 | 8,291,000 |
| Total capital | 8,758,000 | 8,913,000 | 9,006,000 | 9,091,000 |
| Risk-weighted assets | 46,772,000 | 50,547,000 | 58,892,000 | 63,858,000 |