Call reports 2002
FIRST FINANCIAL BANK — 2002
What FIRST FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,931,000 | 80,668,000 | 82,141,000 | 80,990,000 |
| Total loans | 39,966,000 | 37,472,000 | 40,150,000 | 38,383,000 |
| Allowance for loan losses | 795,000 | 824,000 | 861,000 | 848,000 |
| Securities available for sale | 12,226,000 | 17,876,000 | 19,979,000 | 21,647,000 |
| Securities held to maturity | 15,162,000 | 15,093,000 | 12,572,000 | 10,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,879,000 | 71,373,000 | 72,201,000 | 71,926,000 |
| Interest-bearing deposits | 49,326,000 | 50,288,000 | 47,444,000 | 47,391,000 |
| Noninterest-bearing deposits | 20,553,000 | 21,085,000 | 24,757,000 | 24,534,000 |
| Equity capital | 8,084,000 | 8,366,000 | 8,630,000 | 8,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,192,000 | 3,298,000 | 4,379,000 |
| Interest expense | 270,000 | 492,000 | 704,000 | 903,000 |
| Net interest income | 847,000 | 1,700,000 | 2,594,000 | 3,476,000 |
| Noninterest income | 179,000 | 369,000 | 576,000 | 788,000 |
| Noninterest expense | 586,000 | 1,174,000 | 1,768,000 | 2,405,000 |
| Provision for loan losses | 0 | 56,000 | 100,000 | 100,000 |
| Pretax income | 440,000 | 839,000 | 1,302,000 | 1,759,000 |
| Income tax | 139,000 | 265,000 | 413,000 | 554,000 |
| Net income | 301,000 | 574,000 | 889,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,101,000 | 8,148,000 | 8,138,000 | 8,130,000 |
| Total capital | 8,702,000 | 8,820,000 | 8,755,000 | 8,733,000 |
| Risk-weighted assets | 47,911,000 | 53,615,000 | 49,437,000 | 48,034,000 |