Call reports 2026
FIRST NATIONAL BANK OF GRAYSON, THE — 2026
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 364,320,000 | 371,868,000 |
| Total loans | 229,831,000 | 239,923,000 |
| Allowance for loan losses | 2,654,000 | 2,754,000 |
| Securities available for sale | 81,023,000 | 90,150,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 319,010,000 | 325,538,000 |
| Interest-bearing deposits | 194,831,000 | 202,161,000 |
| Noninterest-bearing deposits | 124,179,000 | 123,377,000 |
| Equity capital | 43,261,000 | 44,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,755,000 | 9,801,000 |
| Interest expense | 722,000 | 1,476,000 |
| Net interest income | 4,033,000 | 8,325,000 |
| Noninterest income | 769,000 | 1,567,000 |
| Noninterest expense | 2,445,000 | 5,206,000 |
| Provision for loan losses | 24,000 | 149,000 |
| Pretax income | 2,329,000 | 4,537,000 |
| Income tax | 593,000 | 1,172,000 |
| Net income | 1,736,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,645,000 | 48,226,000 |