Call reports 2024
FIRST NATIONAL BANK OF GRAYSON, THE — 2024
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 322,086,000 | 326,768,000 | 365,033,000 | 361,935,000 |
| Total loans | 202,759,000 | 203,094,000 | 205,279,000 | 210,508,000 |
| Allowance for loan losses | 2,312,000 | 2,310,000 | 2,324,000 | 2,382,000 |
| Securities available for sale | 87,144,000 | 81,903,000 | 111,099,000 | 107,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,775,000 | 290,256,000 | 325,049,000 | 320,890,000 |
| Interest-bearing deposits | 174,999,000 | 177,010,000 | 209,773,000 | 206,940,000 |
| Noninterest-bearing deposits | 111,776,000 | 113,246,000 | 115,276,000 | 113,950,000 |
| Equity capital | 33,420,000 | 34,588,000 | 37,656,000 | 36,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,993,000 | 8,111,000 | 12,414,000 | 17,124,000 |
| Interest expense | 877,000 | 1,750,000 | 2,736,000 | 3,848,000 |
| Net interest income | 3,116,000 | 6,361,000 | 9,678,000 | 13,276,000 |
| Noninterest income | 751,000 | 1,532,000 | 2,323,000 | 3,151,000 |
| Noninterest expense | 2,210,000 | 4,649,000 | 6,956,000 | 9,315,000 |
| Provision for loan losses | 73,000 | 118,000 | 151,000 | 228,000 |
| Pretax income | 1,584,000 | 3,125,000 | 4,893,000 | 6,884,000 |
| Income tax | 407,000 | 809,000 | 1,273,000 | 1,692,000 |
| Net income | 1,177,000 | 2,316,000 | 3,620,000 | 5,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,139,000 | 41,234,000 | 42,496,000 | 41,741,000 |