Call reports 2023
FIRST NATIONAL BANK OF GRAYSON, THE — 2023
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 331,170,000 | 336,830,000 | 317,759,000 | 322,199,000 |
| Total loans | 194,299,000 | 195,971,000 | 197,539,000 | 196,660,000 |
| Allowance for loan losses | 2,270,000 | 2,261,000 | 2,254,000 | 2,271,000 |
| Securities available for sale | 104,065,000 | 100,663,000 | 94,276,000 | 93,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,161,000 | 304,666,000 | 283,983,000 | 285,756,000 |
| Interest-bearing deposits | 178,135,000 | 186,779,000 | 171,854,000 | 178,783,000 |
| Noninterest-bearing deposits | 121,026,000 | 117,887,000 | 112,129,000 | 106,973,000 |
| Equity capital | 30,376,000 | 30,767,000 | 31,343,000 | 32,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,484,000 | 7,194,000 | 11,036,000 | 14,900,000 |
| Interest expense | 476,000 | 1,072,000 | 1,760,000 | 2,538,000 |
| Net interest income | 3,008,000 | 6,122,000 | 9,276,000 | 12,362,000 |
| Noninterest income | 827,000 | 1,655,000 | 2,500,000 | 3,277,000 |
| Noninterest expense | 2,056,000 | 4,391,000 | 6,706,000 | 9,077,000 |
| Provision for loan losses | 0 | 0 | 22,000 | 150,000 |
| Pretax income | 1,779,000 | 3,386,000 | 5,048,000 | 6,411,000 |
| Income tax | 437,000 | 834,000 | 1,285,000 | 1,491,000 |
| Net income | 1,342,000 | 2,552,000 | 3,763,000 | 4,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,705,000 | 38,873,000 | 40,040,000 | 39,004,000 |