Call reports 2022
FIRST NATIONAL BANK OF GRAYSON, THE — 2022
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,205,000 | 339,251,000 | 336,595,000 | 329,165,000 |
| Total loans | 175,031,000 | 180,276,000 | 189,728,000 | 192,171,000 |
| Allowance for loan losses | 2,137,000 | 2,129,000 | 2,186,000 | 2,175,000 |
| Securities available for sale | 102,894,000 | 115,244,000 | 109,162,000 | 109,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,709,000 | 305,606,000 | 304,876,000 | 295,713,000 |
| Interest-bearing deposits | 184,214,000 | 184,624,000 | 184,298,000 | 179,855,000 |
| Noninterest-bearing deposits | 121,495,000 | 120,982,000 | 120,578,000 | 115,858,000 |
| Equity capital | 33,152,000 | 32,423,000 | 30,375,000 | 28,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,266,000 | 8,466,000 | 11,898,000 |
| Interest expense | 97,000 | 246,000 | 495,000 | 806,000 |
| Net interest income | 2,430,000 | 5,020,000 | 7,971,000 | 11,092,000 |
| Noninterest income | 825,000 | 1,667,000 | 2,507,000 | 3,331,000 |
| Noninterest expense | 2,035,000 | 4,226,000 | 6,304,000 | 8,495,000 |
| Provision for loan losses | 63,000 | 63,000 | 154,000 | 162,000 |
| Pretax income | 1,157,000 | 2,398,000 | 4,020,000 | 5,766,000 |
| Income tax | 290,000 | 609,000 | 999,000 | 1,418,000 |
| Net income | 867,000 | 1,789,000 | 3,021,000 | 4,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,122,000 | 38,001,000 | 39,191,000 | 36,522,000 |