Call reports 2021
FIRST NATIONAL BANK OF GRAYSON, THE — 2021
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 323,486,000 | 320,203,000 | 329,091,000 | 332,114,000 |
| Total loans | 173,196,000 | 168,094,000 | 169,884,000 | 175,069,000 |
| Allowance for loan losses | 2,043,000 | 2,030,000 | 2,014,000 | 2,107,000 |
| Securities available for sale | 74,274,000 | 79,620,000 | 90,090,000 | 102,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,102,000 | 284,211,000 | 292,008,000 | 294,275,000 |
| Interest-bearing deposits | 172,692,000 | 173,344,000 | 177,016,000 | 181,833,000 |
| Noninterest-bearing deposits | 115,410,000 | 110,867,000 | 114,992,000 | 112,442,000 |
| Equity capital | 33,963,000 | 34,782,000 | 35,683,000 | 35,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,006,000 | 7,834,000 | 10,611,000 |
| Interest expense | 100,000 | 189,000 | 274,000 | 356,000 |
| Net interest income | 2,420,000 | 4,817,000 | 7,560,000 | 10,255,000 |
| Noninterest income | 864,000 | 1,696,000 | 2,572,000 | 3,471,000 |
| Noninterest expense | 1,942,000 | 4,153,000 | 6,161,000 | 8,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 114,000 |
| Pretax income | 1,342,000 | 2,360,000 | 3,971,000 | 5,292,000 |
| Income tax | 326,000 | 597,000 | 997,000 | 1,299,000 |
| Net income | 1,016,000 | 1,763,000 | 2,974,000 | 3,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,735,000 | 34,486,000 | 35,655,000 | 36,299,000 |