Call reports 2020
FIRST NATIONAL BANK OF GRAYSON, THE — 2020
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 261,231,000 | 285,103,000 | 292,598,000 | 308,770,000 |
| Total loans | 164,494,000 | 170,000,000 | 169,530,000 | 170,144,000 |
| Allowance for loan losses | 1,955,000 | 1,970,000 | 1,984,000 | 2,021,000 |
| Securities available for sale | 56,447,000 | 54,753,000 | 56,052,000 | 66,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,360,000 | 250,463,000 | 256,762,000 | 272,452,000 |
| Interest-bearing deposits | 148,869,000 | 157,455,000 | 160,783,000 | 168,421,000 |
| Noninterest-bearing deposits | 78,491,000 | 93,008,000 | 95,979,000 | 104,031,000 |
| Equity capital | 31,931,000 | 32,784,000 | 33,823,000 | 33,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,581,000 | 8,317,000 | 10,849,000 |
| Interest expense | 235,000 | 380,000 | 510,000 | 624,000 |
| Net interest income | 2,638,000 | 5,201,000 | 7,807,000 | 10,225,000 |
| Noninterest income | 808,000 | 1,531,000 | 2,385,000 | 3,258,000 |
| Noninterest expense | 1,918,000 | 4,046,000 | 6,063,000 | 8,084,000 |
| Provision for loan losses | 115,000 | 116,000 | 155,000 | 188,000 |
| Pretax income | 1,413,000 | 2,570,000 | 3,974,000 | 5,211,000 |
| Income tax | 296,000 | 543,000 | 813,000 | 1,082,000 |
| Net income | 1,117,000 | 2,027,000 | 3,161,000 | 4,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,027,000 | 31,894,000 | 32,986,000 | 32,714,000 |